INFINIX XCLUB-INFINIX MOBILITY COMMUNITY OFFICIAL FORUM

 Forgot password?
 Register
搜索
热搜: XStore
查看: 41|回复: 6

Cred: An app that simplifies the hassle of credit card payments

[复制链接]

934

Threads

2885

Posts

4070

Xpoints

Content Partner

Rank: 8Rank: 8

2019post star1post star2post star3sign star1sign star2sign star3sign star4

发表于 2019-02-23 02:34:41 来自手机 | 显示全部楼层 |阅读模式
[p style="text-align: center;"][br]

[p]Let’s admit, like me, there may be a lot of you who use more than one credit card, and managing them can be a bit difficult. Different banks have different due dates for bill payments, and there always comes a time when you happen to miss a payment and get charged with a late fee. Late payment also affects your CIBIL score, which also means it won’t be easy to get a loan from the bank. But what if I tell you there is an app that acts like a genie, and makes your wish come true by taking all your credit card related hassles away?

[p]Yes, it’s true. There is an app that makes credit card management and payments easier. What else, it also rewards you for making timely payments. Kunal Shah, the founder of mobile wallet and utility bill payment platform, Freecharge, is here with this new venture more than three years after his company got acquired by Snapdeal. This new venture is a platform called CRED, and the app is available in beta on both Android and iOS platforms. So what is CRED all about, and how can it help you?

[h2]About the app[/h2][p]CRED is a simple platform that acts as a hub for credit card payments. As [em]Entracker[/em] reports, the app is currently in beta and only individuals with a credit score of 750 and above can access the service. Using the app is very simple. Just download the app, and follow the on-screen instructions to set-up.

[p]You’ll have to give your phone number and authenticate using an OTP, and offer your first name and surname. The app will then verify these details with RBI, and fetch your card details. Whether you have one credit card or 3 or 5, all of them will show up in a card format. Of course, you will have to verify the card by entering the missing numbers, and it will credit Re 1 in your account for confirmation.

[p style="text-align: center;"][br]

[p]You will also find options called “cred protect” and “smart statements” which, after your consent, will access your Gmail account, look for card statements for a particular credit card and fetch transaction details. If you get your card statements on some other email service like Yahoo, Hotmail or so, you’re out of luck for now. It will categorize based on your spendings – like travel, subscriptions, shopping, and more. In my case, it shows I have two subscriptions – one for Netflix and other for Apple Music, with a combined total spend of Rs 620.

[p]The smart statements also show I spent on Yatra for booking flight tickets / holidays, and some shopping at Brand Factory. In case of my boss who takes Uber to work and back home everyday, he suddenly knows exactly how much he spends on cab rides every month. This is neat, as it calculates all Uber fares and shows a total during the statement period.

[p][br]

[p]Lastly, I would like to talk about design. The app has minimal interface, but the one that is functional and looks visually appealing too. It’s all card-based UI, just like Google Assistant page. You get white background with colorful cards, and the fonts look nice too. The app developers have paid attention even to the minute details, like during initial setup when it fetches card details from RBI, the animation looks good. Even the cards with rounded corners, I must say, the design is really refreshing.

[div][a title="Mission Mars: The quest to land humans on the Red Planet" href="https://www.bgr.in/features/mission-mars-the-quest-to-land-humans-on-the-red-planet/"][br][/a][div][h4][br][/h4][/div][div][/div][/div][h2]Let’s talk rewards[/h2][p]Now, we use credit cards, we get reward points, which once accumulated you can redeem for rewards. But a lot of users fail to make payment on times, mostly because they either forget the due date or get lazy to go to the website, enter card details, head over to internet banking page, authenticate, and so on. But, CRED lets you do it all right from your phone, and there is absolutely no need to go to a PC again.

[p style="text-align: center;"][br]

[p]The more you pay, the more you earn as well. Using the app, I made a payment of about Rs 20,000 for which I did earn 20,000 CRED points. Every time I make a payment, I get an option to something called “kill the bill” which uses 1,000 points and rewards some cashbacks up to Rs 100,000. And then, the remaining points you can redeem for coupons. The company has partnered with the likes of Urban Ladder, ixigo, CureFit, Furlenco, FreshMenu to offer you coupons.

本帖子中包含更多资源

您需要 登录 才可以下载或查看,没有帐号?Register

x
回复

使用道具 举报

418

Threads

3053

Posts

3608

Xpoints

Content Partner

Rank: 8Rank: 8

sign star1post star1sign star2post star2Xclub Kol

发表于 2019-02-23 10:00:12 来自手机 | 显示全部楼层
good info
回复

使用道具 举报

4546

Threads

210K

Posts

310K

Xpoints

Jade Diamond LV36

20MPrimary beta testerXCLUB TOP FAN 2019post star1post star2post star3post star4post star5sign star1sign star2sign star3sign star4

发表于 2019-02-23 10:43:47 来自手机 | 显示全部楼层
Good share {:16_21:}
回复

使用道具 举报

768

Threads

8000

Posts

8810

Xpoints

Sapphire Star LV18

COPYWRITERsign star1sign star2sign star3post star1post star2post star3sign star4

发表于 2019-02-23 11:16:42 来自手机 | 显示全部楼层
nice share {:16_21:}
回复

使用道具 举报

1

Threads

1869

Posts

1870

Xpoints

Jade Star LV5

sign star1sign star2

发表于 2019-02-23 11:47:22 来自手机 | 显示全部楼层
nice share
回复

使用道具 举报

3476

Threads

210K

Posts

310K

Xpoints

Jade Diamond LV36

20M4.0xclub2019post star1post star2post star3sign star1sign star2sign star3sign star4post star4post star5

发表于 2019-02-23 12:08:20 来自手机 | 显示全部楼层
Nice share
回复

使用道具 举报

6627

Threads

1010K

Posts

1010K

Xpoints

Sapphire Diamond LV49

20M4.0xclub2019Xclub Kolsign star1sign star2sign star3post star1post star2post star3post star4post star5sign star4sign star5

发表于 2019-03-04 08:34:47 来自手机 | 显示全部楼层
Nice share brother
回复

使用道具 举报

您需要登录后才可以回帖 登录 | Register

本版积分规则

Infinix Official Website|Infinix official mall|infinix Note 4|INFINIX XCLUB-INFINIX MOBILITY COMMUNITY OFFICIAL FORUM

2019-10-21 21:12 GMT+8 , Processed in 0.118291 second(s), 21 queries .

Powered by Discuz! X3.4

© 2001-2017 Comsenz Inc.

Quick Reply To Top Return to the list